Most affordable housing markets

At today's 7.32% rate it takes about $101K a year to afford the typical U.S. home with 20% down. These metros need the least.

Full ranking


1	Danville, IL	$36K	$101K	$886	▲ 3.0%
2	Johnstown, PA	$37K	$124K	$886	▲ 3.5%
3	Weirton, WV	$38K	$132K	$809	▲ 2.6%
4	Beckley, WV	$40K	$150K	$1,041	▲ 2.0%
5	Wheeling, WV	$41K	$141K	$864	▲ 2.8%
6	Decatur, IL	$41K	$125K	$1,059	▲ 4.2%
7	Charleston, WV	$41K	$147K	$1,210	▲ 1.1%
8	Enid, OK	$46K	$141K	$1,116	▲ 2.8%
9	Parkersburg, WV	$46K	$169K	$1,063	▲ 0.7%
10	Huntington, WV	$46K	$166K	$1,086	▲ 1.5%
11	Anniston, AL	$47K	$170K	$965	▲ 4.4%
12	Terre Haute, IN	$47K	$166K	$977	▲ 1.4%
13	Muncie, IN	$47K	$169K	$1,043	▲ 4.3%
14	Monroe, LA	$48K	$167K	$1,180	▲ 3.3%
15	Alexandria, LA	$48K	$172K	$1,029	▲ 4.0%
16	Cumberland, MD	$49K	$168K	$994	▲ 2.7%
17	Gadsden, AL	$50K	$185K	$1,072	▲ 5.8%
18	Lawton, OK	$50K	$157K	$1,126	▲ 6.4%
19	Altoona, PA	$50K	$175K	$1,004	▲ 6.4%
20	Goldsboro, NC	$51K	$179K	$1,519	▼ 0.6%
21	Youngstown, OH	$52K	$175K	$1,047	▲ 4.8%
22	Albany, GA	$52K	$168K	$1,077	▲ 3.9%
23	Saginaw, MI	$52K	$175K	$1,055	▲ 5.4%
24	Elmira, NY	$52K	$167K	$1,143	▲ 6.7%
25	Florence, SC	$52K	$193K	$1,516	▲ 5.5%
26	Sumter, SC	$53K	$200K	$1,467	▲ 0.9%
27	Carbondale, IL	$53K	$151K	$811	▲ 1.5%
28	Dothan, AL	$53K	$193K	$1,211	▲ 1.7%
29	Texarkana, TX	$53K	$183K	$1,253	▲ 2.4%
30	Wichita Falls, TX	$54K	$176K	$1,305	▲ 2.3%
31	Houma, LA	$54K	$181K	$1,302	▼ 2.5%
32	Kokomo, IN	$54K	$191K	$1,094	▲ 4.4%
33	Shreveport, LA	$54K	$183K	$1,282	▲ 3.8%
34	Lima, OH	$55K	$191K	$1,208	▲ 5.1%
35	Battle Creek, MI	$55K	$190K	$1,146	▲ 3.2%
36	Bay City, MI	$55K	$186K	$1,018	▲ 6.5%
37	Fort Smith, AR	$56K	$203K	$1,074	▲ 4.4%
38	Jackson, TN	$56K	$202K	$1,393	▲ 0.7%
39	Mobile, AL	$56K	$195K	$1,280	▲ 0.5%
40	Macon, GA	$56K	$197K	$1,212	▲ 3.1%
41	Rocky Mount, NC	$56K	$198K	$1,273	▲ 1.4%
42	Mansfield, OH	$56K	$199K	$894	▲ 6.0%
43	Jonesboro, AR	$57K	$204K	$1,237	▲ 4.4%
44	Lake Charles, LA	$57K	$202K	$1,358	▲ 2.3%
45	Columbus, GA	$58K	$210K	$1,353	▲ 3.8%
46	Jackson, MS	$58K	$212K	$1,470	▲ 2.7%
47	McAllen, TX	$58K	$189K	$1,119	▼ 0.4%
48	Montgomery, AL	$58K	$212K	$1,383	▲ 3.6%
49	Lafayette, LA	$58K	$200K	$1,385	▲ 2.8%
50	Florence, AL	$58K	$215K	$1,073	▲ 2.9%
51	Springfield, OH	$59K	$200K	$1,199	▲ 3.2%
52	Peoria, IL	$59K	$175K	$1,157	▲ 6.4%
53	Binghamton, NY	$59K	$203K	$1,610	▲ 6.9%
54	Morgantown, WV	$59K	$225K	$1,354	▲ 3.4%
55	Flint, MI	$59K	$196K	$1,041	▲ 4.1%
56	Owensboro, KY	$59K	$214K	$1,236	▲ 3.5%
57	St. Joseph, MO	$60K	$212K	$1,004	▲ 4.9%
58	Hammond, LA	$60K	$222K	$1,315	▲ 1.0%
59	Beaumont, TX	$60K	$186K	$1,308	▲ 3.8%
60	Davenport, IA	$60K	$195K	$1,003	▲ 4.8%
61	Toledo, OH	$60K	$202K	$1,264	▲ 3.3%
62	Hattiesburg, MS	$61K	$214K	$1,303	▲ 4.2%
63	Decatur, AL	$61K	$227K	$1,082	▲ 0.6%
64	Brownsville, TX	$61K	$205K	$1,509	▲ 1.3%
65	Waterloo, IA	$61K	$198K	$1,023	▲ 0.9%
66	Canton, OH	$61K	$218K	$1,141	▲ 4.5%
67	Longview, TX	$62K	$218K	$1,148	▲ 1.1%
68	Cape Girardeau, MO	$62K	$226K	$1,013	▲ 4.3%
69	Joplin, MO	$62K	$227K	$1,242	▲ 2.6%
70	Tuscaloosa, AL	$63K	$239K	$1,668	▲ 0.6%
71	Kingsport, TN	$63K	$243K	$1,330	▲ 1.1%
72	Evansville, IN	$63K	$225K	$1,098	▲ 3.9%
73	Valdosta, GA	$64K	$224K	$1,329	▲ 3.9%
74	Jackson, MI	$64K	$225K	$1,185	▲ 2.6%
75	Laredo, TX	$64K	$215K	$1,129	▲ 2.0%
76	Utica, NY	$64K	$231K	$1,424	▲ 5.8%
77	Sioux City, IA	$64K	$224K	$1,295	▲ 3.4%
78	Topeka, KS	$65K	$217K	$1,250	▲ 1.2%
79	Little Rock, AR	$65K	$230K	$1,234	▲ 3.7%
80	Springfield, IL	$65K	$201K	$1,207	▲ 7.4%
81	Williamsport, PA	$66K	$236K	$1,087	▲ 3.5%
82	Hot Springs, AR	$66K	$244K	$1,236	▲ 0.5%
83	Elizabethtown, KY	$66K	$245K	$1,297	▼ 3.4%
84	Columbia, SC	$66K	$253K	$1,557	▲ 1.6%
85	Erie, PA	$66K	$222K	$1,126	▲ 4.7%
86	Victoria, TX	$67K	$220K	$1,169	▲ 1.4%
87	South Bend, IN	$67K	$238K	$1,258	▲ 6.3%
88	Pittsburgh, PA	$67K	$228K	$1,467	▲ 0.2%
89	San Angelo, TX	$67K	$227K	$1,319	▼ 4.7%
90	Rome, GA	$67K	$233K	$1,267	▲ 1.5%
91	Wichita, KS	$68K	$222K	$1,206	▲ 2.9%
92	Gulfport, MS	$68K	$224K	$1,422	▲ 1.9%
93	Abilene, TX	$68K	$222K	$1,990	▲ 9.7%
94	Dalton, GA	$68K	$245K	$1,402	▲ 0.1%
95	Augusta, GA	$69K	$250K	$1,464	▲ 2.9%
96	Greenville, NC	$69K	$244K	$1,465	▲ 1.1%
97	Lubbock, TX	$69K	$212K	$1,330	▲ 2.5%
98	Sierra Vista, AZ	$69K	$261K	$1,278	▼ 0.4%
99	Bowling Green, KY	$69K	$258K	$1,215	▼ 0.4%
100	Scranton, PA	$70K	$234K	$1,362	▲ 2.3%