Whitewater housing market

Neutral marketWhitewater, WI metro areaData through Sep 2026
Typical home value
$406K
▲ 4.4% 1 yr
Typical rent
$1,786/mo
▲ 17.0% 1 yr
12-month forecast
+4.6%
#27 of 546 metros
Gross rent yield
5.3%
#378 of 546 · U.S. 6.3%
Days to pending
53 days
1 yr
Listings with a price cut
21%
▼ −1.0 pts 1 yr

Key takeaways

  • 1The typical home is worth $405,535, up 4.4% in a year and up 26% over five years.
  • 2Zillow forecasts home values rising 4.6% over the next 12 months (U.S.: +1.1%).
  • 3Typical rent is $1,786/mo (+17.0% YoY), a 5.3% gross yield, below the U.S. 6.3%.
  • 4At 7.32% with 20% down, the typical home costs $2,229/mo in principal and interest, $443 more than renting.
  • 5Homes go under contract in 53 days; 21% of listings have had a price cut.
Market temperature
Neutral market
Buyer'sNeutralSeller's

Zillow Market Heat Index: 51/100, #125 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.

Home values and rent

Typical home value
Latest $406K
$221K$279K$336K$393K2016201920222025
Typical monthly rent
Latest $1,786
$1,197$1,380$1,562$1,745202120232025

How fast homes are selling

Days to go under contract
Latest 53
516170802026
Share of listings with a price cut
Latest 21.2%
7.5%12.1%16.7%21.3%20182020202220242026
Homes for sale vs new listings
Latest 575
For saleNew listings
1334307261,02320182020202220242026
Share of homes sold above list price
Latest 27.1%
14.9%21.3%27.7%34.1%2026

Source: Zillow Research (ZHVI, ZORI and market activity data).

How Whitewater compares

MeasureWhitewaterUnited StatesRank of 546
Home value, 1-yr change+4.4%+1.2%#97
Home value, 5-yr change+25.8%+19.7%
12-month forecast+4.6%+1.1%#27
Rent, 1-yr change+17.0%+2.7%#4
Gross rent yield5.3%6.3%#378
Price-to-rent ratio18.915.8
Mortgage P&I on typical home$2,229$2,012
Days to pending5356

Run the numbers

Other Wisconsin metros

Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.