Oshkosh housing market
Typical home value
$304K
▲ 4.6% 1 yr
Typical rent
$1,278/mo
▲ 4.7% 1 yr
12-month forecast
+4.5%
#30 of 546 metros
Gross rent yield
5.0%
#402 of 546 · U.S. 6.3%
Days to pending
52 days
1 yr
Listings with a price cut
14%
▲ +0.1 pts 1 yr
Key takeaways
- 1The typical home is worth $304,490, up 4.6% in a year and up 34% over five years.
- 2Zillow forecasts home values rising 4.5% over the next 12 months (U.S.: +1.1%).
- 3Typical rent is $1,278/mo (+4.7% YoY), a 5.0% gross yield, below the U.S. 6.3%.
- 4At 7.32% with 20% down, the typical home costs $1,673/mo in principal and interest, $395 more than renting.
- 5Homes go under contract in 52 days; 14% of listings have had a price cut.
Market temperature
Neutral market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 53/100, #102 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
How fast homes are selling
For saleNew listings
Affordability
To buy (20% down)To rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Oshkosh compares
| Measure | Oshkosh | United States | Rank of 546 |
|---|---|---|---|
| Home value, 1-yr change | +4.6% | +1.2% | #90 |
| Home value, 5-yr change | +34.3% | +19.7% | |
| 12-month forecast | +4.5% | +1.1% | #30 |
| Rent, 1-yr change | +4.7% | +2.7% | #137 |
| Gross rent yield | 5.0% | 6.3% | #402 |
| Price-to-rent ratio | 19.9 | 15.8 | |
| Mortgage P&I on typical home | $1,673 | $2,012 | |
| Income needed to buy | $88,420 | $100,902 | |
| Days to pending | 52 | 56 |
Cities in the Oshkosh metro
2 cities with home value and rent data.
Run the numbers
Rental property calculator
Cash flow on a typical Oshkosh rental ($304K, $1,278/mo), pre-filled.
Mortgage calculator
Monthly payment on a typical Oshkosh home.
Rent vs buy
Is it cheaper to rent or buy in Oshkosh?
Other Wisconsin metros
Milwaukee, WI
$384K home$1,549 rent4.8% yield
▲ 5.3% 1 yr
Madison, WI
$446K home$1,780 rent4.8% yield
▲ 3.1% 1 yr
Green Bay, WI
$346K home$1,119 rent3.9% yield
▲ 5.4% 1 yr
Appleton, WI
$349K home$1,197 rent4.1% yield
▲ 5.2% 1 yr
Racine, WI
$315K home$1,460 rent5.6% yield
▲ 5.8% 1 yr
Eau Claire, WI
$322K home$1,147 rent4.3% yield
▲ 3.1% 1 yr
Wausau, WI
$271K home$960 rent4.3% yield
▲ 8.8% 1 yr
Janesville, WI
$297K home$1,292 rent5.2% yield
▲ 6.2% 1 yr
Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.