Fort Collins housing market

Strong buyer's marketFort Collins, CO metro areaData through Sep 2026
Typical home value
$546K
▼ 0.3% 1 yr
Typical rent
$1,973/mo
▲ 1.6% 1 yr
12-month forecast
+0.6%
#429 of 546 metros
Gross rent yield
4.3%
#481 of 546 · U.S. 6.3%
Days to pending
56 days
▼ −3 days 1 yr
Listings with a price cut
33%
▲ +4.6 pts 1 yr

Key takeaways

  • 1The typical home is worth $545,601, down 0.3% in a year and up 10% over five years.
  • 2Zillow forecasts home values rising 0.6% over the next 12 months (U.S.: +1.1%).
  • 3Typical rent is $1,973/mo (+1.6% YoY), a 4.3% gross yield, below the U.S. 6.3%.
  • 4At 7.32% with 20% down, the typical home costs $2,998/mo in principal and interest, $1,025 more than renting.
  • 5Homes go under contract in 56 days (−3 days vs last year); 33% of listings have had a price cut.
Market temperature
Strong buyer's market
Buyer'sNeutralSeller's

Zillow Market Heat Index: 26/100, #488 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.

Home values and rent

Typical home value
Latest $546K
$363K$426K$490K$553K2016201920222025
Typical monthly rent
Latest $1,973
$1,325$1,535$1,744$1,9542016201920222025

How fast homes are selling

Days to go under contract
Latest 56
2245689120182020202220242026
Share of listings with a price cut
Latest 33.3%
7.2%15.3%23.4%31.5%20182020202220242026
Homes for sale vs new listings
Latest 2,234
For saleNew listings
3591,0401,7222,40320182020202220242026
Share of homes sold above list price
Latest 17.6%
17.1%33.8%50.5%67.2%20182020202220242026

Affordability

Household income needed to buy vs rent
Latest $144K
To buy (20% down)To rent
$58K$86K$115K$143K201620182020202220242026

Source: Zillow Research (ZHVI, ZORI and market activity data).

How Fort Collins compares

MeasureFort CollinsUnited StatesRank of 546
Home value, 1-yr change−0.3%+1.2%#470
Home value, 5-yr change+9.8%+19.7%
12-month forecast+0.6%+1.1%#429
Rent, 1-yr change+1.6%+2.7%#441
Gross rent yield4.3%6.3%#481
Price-to-rent ratio23.015.8
Mortgage P&I on typical home$2,998$2,012
Income needed to buy$144,144$100,902
Days to pending5656

Cities in the Fort Collins metro

2 cities with home value and rent data.

Fort Collins$555K■ 0.0%$1,959▲ 1.7%4.2%
Loveland$493K▼ 0.7%$1,932▲ 1.1%4.7%

Run the numbers

Other Colorado metros

Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.