Bay City housing market
Typical home value
$206K
▲ 0.7% 1 yr
Typical rent
$863/mo
▲ 5.5% 1 yr
12-month forecast
+1.1%
#389 of 546 metros
Gross rent yield
5.0%
#403 of 546 · U.S. 6.3%
Days to pending
158 days
1 yr
Listings with a price cut
19%
▼ −0.2 pts 1 yr
Key takeaways
- 1The typical home is worth $205,819, up 0.7% in a year and up 11% over five years.
- 2Zillow forecasts home values rising 1.1% over the next 12 months (U.S.: +1.1%).
- 3Typical rent is $863/mo (+5.5% YoY), a 5.0% gross yield, below the U.S. 6.3%.
- 4At 7.32% with 20% down, the typical home costs $1,131/mo in principal and interest, $268 more than renting.
- 5Homes go under contract in 158 days; 19% of listings have had a price cut.
Market temperature
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 37/100, #340 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
How fast homes are selling
For saleNew listings
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Bay City compares
| Measure | Bay City | United States | Rank of 546 |
|---|---|---|---|
| Home value, 1-yr change | +0.7% | +1.2% | #394 |
| Home value, 5-yr change | +11.4% | +19.7% | |
| 12-month forecast | +1.1% | +1.1% | #389 |
| Rent, 1-yr change | +5.5% | +2.7% | #93 |
| Gross rent yield | 5.0% | 6.3% | #403 |
| Price-to-rent ratio | 19.9 | 15.8 | |
| Mortgage P&I on typical home | $1,131 | $2,012 | |
| Days to pending | 158 | 56 |
Cities in the Bay City metro
1 cities with home value and rent data.
| Bay City | $199K | ▼ 0.2% | $851 | ▲ 4.9% | 5.1% |
Run the numbers
Rental property calculator
Cash flow on a typical Bay City rental ($206K, $863/mo), pre-filled.
Mortgage calculator
Monthly payment on a typical Bay City home.
Rent vs buy
Is it cheaper to rent or buy in Bay City?
Renting out a property in Texas? See deposit limits, late fee rules and notice periods.
Other Texas metros
Dallas, TX
$358K home$1,659 rent5.6% yield
▼ 2.0% 1 yr
Houston, TX
$303K home$1,638 rent6.5% yield
▼ 1.8% 1 yr
San Antonio, TX
$274K home$1,415 rent6.2% yield
▼ 1.9% 1 yr
Austin, TX
$414K home$1,603 rent4.6% yield
▼ 4.3% 1 yr
McAllen, TX
$189K home$1,119 rent7.1% yield
▼ 0.4% 1 yr
El Paso, TX
$233K home$1,521 rent7.8% yield
▲ 2.5% 1 yr
Killeen, TX
$248K home$1,308 rent6.3% yield
▼ 1.5% 1 yr
Corpus Christi, TX
$222K home$1,425 rent7.7% yield
▲ 0.7% 1 yr
Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.