Palm Harbor, FL housing market
Typical home value
$402K
▼ 0.3% 1 yr
Typical rent
$1,961/mo
▲ 0.2% 1 yr
Gross rent yield
5.9%
U.S. 6.3%
5-year home value change
+14%
U.S. +20%
Key takeaways
- 1The typical home in Palm Harbor is worth $402,191, down 0.3% over the past year and up 14% over five years.
- 2Typical rent is $1,961 a month (+0.2% YoY), a gross rent yield of 5.9% (below the Tampa, FL metro's 6.7%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $2,210/mo, $249 more than typical rent.
- 4Zillow forecasts the Tampa, FL metro's home values to change −1.7% over the next 12 months.
Market temperature (Tampa, FL metro)
Strong buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 27/100, #478 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Palm Harbor compares
| Measure | Palm Harbor | Tampa, FL metro | United States |
|---|---|---|---|
| Typical home value | $402,191 | $356,843 | $366,157 |
| Home value, 1-yr change | −0.3% | −0.9% | +1.2% |
| Typical rent | $1,961 | $1,991 | $1,932 |
| Rent, 1-yr change | +0.2% | +0.5% | +2.7% |
| Gross rent yield | 5.9% | 6.7% | 6.3% |
| Price-to-rent ratio | 17.1 | 14.9 | 15.8 |
| Mortgage P&I, typical home | $2,210 | $1,961 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Palm Harbor rental, pre-filled.
Rent vs buy in Palm Harbor
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $402K home.
Landlord in Florida? See Florida deposit, late fee and notice rules.
Other cities in the Tampa, FL metro
Tampa, FL
$376K home$1,930 rent
▲ 0.4% 1 yr
Saint Petersburg, FL
$352K home$2,039 rent
▲ 0.1% 1 yr
Clearwater, FL
$341K home$1,975 rent
▲ 0.4% 1 yr
Riverview, FL
$363K home$2,106 rent
▼ 2.4% 1 yr
New Port Richey, FL
$287K home$1,790 rent
▼ 1.0% 1 yr
Spring Hill, FL
$303K home$1,858 rent
▼ 1.9% 1 yr
Largo, FL
$336K home$1,754 rent
▲ 1.3% 1 yr
Brandon, FL
$353K home$1,729 rent
▼ 0.4% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.