Stockton housing market

Buyer's marketStockton, CA metro areaData through Sep 2026
Typical home value
$520K
▼ 2.1% 1 yr
Typical rent
$2,431/mo
▲ 1.9% 1 yr
12-month forecast
−0.7%
#501 of 546 metros
Gross rent yield
5.6%
#323 of 546 · U.S. 6.3%
Days to pending
48 days
▼ −3 days 1 yr
Listings with a price cut
29%
▲ +0.1 pts 1 yr

Key takeaways

  • 1The typical home is worth $519,775, down 2.1% in a year and up 2% over five years.
  • 2Zillow forecasts home values falling 0.7% over the next 12 months (U.S.: +1.1%).
  • 3Typical rent is $2,431/mo (+1.9% YoY), a 5.6% gross yield, below the U.S. 6.3%.
  • 4At 7.32% with 20% down, the typical home costs $2,856/mo in principal and interest, $425 more than renting.
  • 5Homes go under contract in 48 days (−3 days vs last year); 29% of listings have had a price cut.
Market temperature
Buyer's market
Buyer'sNeutralSeller's

Zillow Market Heat Index: 42/100, #246 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.

Home values and rent

Typical home value
Latest $520K
$334K$408K$481K$555K2016201920222025
Typical monthly rent
Latest $2,431
$1,507$1,794$2,080$2,3672016201920222025

How fast homes are selling

Days to go under contract
Latest 48
1631476220182020202220242026
Share of listings with a price cut
Latest 29.2%
7.6%16.1%24.6%33.1%20182020202220242026
Homes for sale vs new listings
Latest 1,872
For saleNew listings
4179391,4621,98420182020202220242026
Share of homes sold above list price
Latest 36.9%
26.3%42.5%58.7%74.8%20182020202220242026

Affordability

Household income needed to buy vs rent
Latest $138K
To buy (20% down)To rent
$63K$90K$116K$143K201620182020202220242026

Source: Zillow Research (ZHVI, ZORI and market activity data).

How Stockton compares

MeasureStocktonUnited StatesRank of 546
Home value, 1-yr change−2.1%+1.2%#526
Home value, 5-yr change+1.8%+19.7%
12-month forecast−0.7%+1.1%#501
Rent, 1-yr change+1.9%+2.7%#413
Gross rent yield5.6%6.3%#323
Price-to-rent ratio17.815.8
Mortgage P&I on typical home$2,856$2,012
Income needed to buy$138,316$100,902
Days to pending4856

Cities in the Stockton metro

5 cities with home value and rent data.

Stockton$422K▼ 1.7%$2,032▲ 1.7%5.8%
Tracy$668K▼ 4.1%$2,742▲ 1.5%4.9%
Manteca$573K▼ 2.9%$2,530▲ 2.1%5.3%
Lodi$509K▼ 1.4%$2,278▲ 3.9%5.4%
Lathrop$621K▼ 3.8%$3,056▲ 0.9%5.9%

Run the numbers

Renting out a property in California? See deposit limits, late fee rules and notice periods.

Other California metros

Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.