San Diego housing market
Typical home value
$927K
▲ 0.8% 1 yr
Typical rent
$2,967/mo
▲ 2.2% 1 yr
12-month forecast
+0.9%
#400 of 546 metros
Gross rent yield
3.8%
#522 of 546 · U.S. 6.3%
Days to pending
46 days
▼ −4 days 1 yr
Listings with a price cut
29%
▼ −0.6 pts 1 yr
Key takeaways
- 1The typical home is worth $926,961, up 0.8% in a year and up 22% over five years.
- 2Zillow forecasts home values rising 0.9% over the next 12 months (U.S.: +1.1%).
- 3Typical rent is $2,967/mo (+2.2% YoY), a 3.8% gross yield, below the U.S. 6.3%.
- 4At 7.32% with 20% down, the typical home costs $5,094/mo in principal and interest, $2,127 more than renting.
- 5Homes go under contract in 46 days (−4 days vs last year); 29% of listings have had a price cut.
Market temperature
Neutral market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 46/100, #192 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
How fast homes are selling
For saleNew listings
Affordability
To buy (20% down)To rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How San Diego compares
| Measure | San Diego | United States | Rank of 546 |
|---|---|---|---|
| Home value, 1-yr change | +0.8% | +1.2% | #380 |
| Home value, 5-yr change | +21.6% | +19.7% | |
| 12-month forecast | +0.9% | +1.1% | #400 |
| Rent, 1-yr change | +2.2% | +2.7% | #384 |
| Gross rent yield | 3.8% | 6.3% | #522 |
| Price-to-rent ratio | 26.0 | 15.8 | |
| Mortgage P&I on typical home | $5,094 | $2,012 | |
| Income needed to buy | $240,198 | $100,902 | |
| Days to pending | 46 | 56 |
Cities in the San Diego metro
22 cities with home value and rent data.
| San Diego | $980K | ▲ 0.1% | $3,004 | ▲ 2.2% | 3.7% |
| Chula Vista | $845K | ▲ 1.3% | $2,935 | ▲ 1.8% | 4.2% |
| Oceanside | $865K | ▲ 1.6% | $2,910 | ▲ 1.9% | 4.0% |
| Escondido | $839K | ▲ 1.0% | $2,590 | ▲ 0.5% | 3.7% |
| El Cajon | $813K | ■ 0.0% | $2,259 | ▲ 0.4% | 3.3% |
| Carlsbad | $1.56M | ▼ 18.6% | $3,531 | ▲ 4.4% | 2.7% |
| Vista | $870K | ▲ 1.3% | $2,726 | ▲ 1.0% | 3.8% |
| San Marcos | $954K | ▲ 0.8% | $3,311 | ▲ 2.9% | 4.2% |
| Spring Valley | $771K | ▲ 1.0% | $2,454 | ▲ 2.8% | 3.8% |
| La Mesa | $882K | ▲ 2.2% | $2,627 | ▲ 1.0% | 3.6% |
| Encinitas | $1.92M | ▲ 5.9% | $4,340 | ▲ 5.8% | 2.7% |
| National City | $685K | ▲ 2.6% | $2,426 | ▲ 4.2% | 4.2% |
| Santee | $795K | ▼ 1.0% | $2,829 | ▲ 3.2% | 4.3% |
| Fallbrook | $876K | ▲ 1.1% | $2,915 | ▲ 6.9% | 4.0% |
| Poway | $1.21M | ▲ 0.3% | $3,325 | ▲ 3.9% | 3.3% |
| Lakeside | $812K | ▲ 1.5% | $2,384 | ▲ 5.4% | 3.5% |
| Ramona | $806K | ▲ 0.8% | $2,515 | ▲ 2.9% | 3.7% |
| Lemon Grove | $757K | ▲ 0.6% | $2,671 | ▲ 4.2% | 4.2% |
| Imperial Beach | $830K | ▲ 2.5% | $2,822 | ▼ 0.6% | 4.1% |
| Coronado | $2.57M | ▲ 6.7% | $5,122 | ▲ 2.3% | 2.4% |
| Alpine | $959K | ▲ 2.3% | $2,274 | ▲ 1.7% | 2.8% |
| Solana Beach | $2.21M | ▲ 7.5% | $5,784 | ▲ 10.0% | 3.1% |
Run the numbers
Rental property calculator
Cash flow on a typical San Diego rental ($927K, $2,967/mo), pre-filled.
Mortgage calculator
Monthly payment on a typical San Diego home.
Rent vs buy
Is it cheaper to rent or buy in San Diego?
Renting out a property in California? See deposit limits, late fee rules and notice periods.
Other California metros
Los Angeles, CA
$950K home$2,929 rent3.7% yield
▲ 1.3% 1 yr
San Francisco, CA
$1.12M home$3,445 rent3.7% yield
▲ 3.1% 1 yr
Riverside, CA
$580K home$2,533 rent5.2% yield
▲ 0.6% 1 yr
Sacramento, CA
$573K home$2,269 rent4.8% yield
■ 0.0% 1 yr
San Jose, CA
$1.52M home$3,812 rent3.0% yield
▲ 0.2% 1 yr
Fresno, CA
$404K home$2,052 rent6.1% yield
▲ 1.1% 1 yr
Bakersfield, CA
$360K home$1,822 rent6.1% yield
■ 0.0% 1 yr
Oxnard, CA
$870K home$2,955 rent4.1% yield
▲ 1.1% 1 yr
Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.