St. Louis housing market
Typical home value
$273K
▲ 3.3% 1 yr
Typical rent
$1,427/mo
▲ 4.1% 1 yr
12-month forecast
+2.6%
#179 of 546 metros
Gross rent yield
6.3%
#223 of 546 · U.S. 6.3%
Days to pending
29 days
▲ +4 days 1 yr
Listings with a price cut
29%
▲ +2.1 pts 1 yr
Key takeaways
- 1The typical home is worth $273,164, up 3.3% in a year and up 25% over five years.
- 2Zillow forecasts home values rising 2.6% over the next 12 months (U.S.: +1.1%).
- 3Typical rent is $1,427/mo (+4.1% YoY), a 6.3% gross yield, below the U.S. 6.3%.
- 4At 7.32% with 20% down, the typical home costs $1,501/mo in principal and interest, $74 more than renting.
- 5Homes go under contract in 29 days (+4 days vs last year); 29% of listings have had a price cut.
Market temperature
Neutral market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 50/100, #133 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
How fast homes are selling
For saleNew listings
Affordability
To buy (20% down)To rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How St. Louis compares
| Measure | St. Louis | United States | Rank of 546 |
|---|---|---|---|
| Home value, 1-yr change | +3.3% | +1.2% | #176 |
| Home value, 5-yr change | +24.9% | +19.7% | |
| 12-month forecast | +2.6% | +1.1% | #179 |
| Rent, 1-yr change | +4.1% | +2.7% | #185 |
| Gross rent yield | 6.3% | 6.3% | #223 |
| Price-to-rent ratio | 16.0 | 15.8 | |
| Mortgage P&I on typical home | $1,501 | $2,012 | |
| Income needed to buy | $79,716 | $100,902 | |
| Days to pending | 29 | 56 |
Cities in the St. Louis metro
33 cities with home value and rent data.
| Saint Louis | $181K | ▼ 0.2% | $1,292 | ▲ 3.2% | 8.6% |
| Saint Charles | $345K | ▲ 2.4% | $1,485 | ▲ 3.3% | 5.2% |
| Florissant | $195K | ▲ 2.2% | $1,656 | ▲ 4.3% | 10.2% |
| O Fallon | $378K | ▲ 1.9% | $1,831 | ▲ 2.3% | 5.8% |
| Saint Peters | $321K | ▲ 3.8% | $1,687 | ▲ 5.5% | 6.3% |
| Ballwin | $411K | ▲ 2.3% | $1,741 | ▲ 5.1% | 5.1% |
| Belleville | $159K | ▲ 0.9% | $1,120 | ▲ 2.9% | 8.4% |
| Wentzville | $402K | ▲ 1.7% | $1,854 | ▲ 7.1% | 5.5% |
| Chesterfield | $571K | ▲ 3.5% | $1,680 | ▲ 5.3% | 3.5% |
| Fenton | $352K | ▲ 4.2% | $1,539 | ▲ 3.8% | 5.2% |
| University City | $269K | ▲ 3.8% | $1,517 | ▲ 7.1% | 6.8% |
| Collinsville | $195K | ▲ 4.7% | $1,161 | ▲ 19.7% | 7.1% |
| Edwardsville | $328K | ▲ 4.5% | $1,588 | ▲ 7.7% | 5.8% |
| O Fallon | $315K | ▲ 2.6% | $1,631 | ▲ 6.6% | 6.2% |
| Kirkwood | $466K | ▲ 4.0% | $1,893 | ▲ 2.1% | 4.9% |
| Alton | $102K | ▲ 3.6% | $1,003 | ▲ 5.8% | 11.8% |
| Maryland Heights | $262K | ▲ 4.5% | $1,398 | ▲ 2.5% | 6.4% |
| Creve Coeur | $617K | ▲ 4.1% | $1,456 | ▲ 4.9% | 2.8% |
| Hazelwood | $163K | ▲ 3.5% | $1,442 | ▲ 4.0% | 10.6% |
| Ferguson | $115K | ▼ 1.4% | $1,351 | ▲ 8.2% | 14.1% |
| Shiloh | $316K | ▲ 2.2% | $1,293 | ▲ 7.7% | 4.9% |
| Spanish Lake | $149K | ▲ 2.8% | $1,249 | ▲ 3.0% | 10.1% |
| Lake Saint Louis | $433K | ▲ 1.0% | $1,832 | ▲ 6.0% | 5.1% |
| Clayton | $891K | ▲ 7.7% | $1,789 | ▲ 7.1% | 2.4% |
| Jennings | $72K | ▲ 0.3% | $1,309 | ▲ 5.9% | 21.9% |
| Bellefontaine Neighbors | $102K | ▼ 4.0% | $1,403 | ▲ 6.9% | 16.6% |
| Saint Ann | $160K | ▲ 2.1% | $1,321 | ▲ 10.6% | 9.9% |
| Richmond Heights | $390K | ▲ 2.5% | $1,704 | ▲ 1.1% | 5.2% |
| Brentwood | $267K | ▲ 2.3% | $1,716 | ▲ 3.9% | 7.7% |
| Maplewood | $267K | ▲ 2.8% | $1,225 | ▲ 2.3% | 5.5% |
| Berkeley | $93K | ▲ 3.2% | $1,347 | ▲ 8.0% | 17.3% |
| Olivette | $496K | ▲ 3.8% | $1,954 | ▲ 1.0% | 4.7% |
| Glasgow Village | $82K | ▲ 0.2% | $1,312 | ▼ 0.9% | 19.2% |
Run the numbers
Rental property calculator
Cash flow on a typical St. Louis rental ($273K, $1,427/mo), pre-filled.
Mortgage calculator
Monthly payment on a typical St. Louis home.
Rent vs buy
Is it cheaper to rent or buy in St. Louis?
Other Missouri metros
Kansas City, MO
$325K home$1,534 rent5.7% yield
▲ 3.7% 1 yr
Springfield, MO
$271K home$1,251 rent5.5% yield
▲ 3.2% 1 yr
Columbia, MO
$319K home$1,457 rent5.5% yield
▲ 2.7% 1 yr
Joplin, MO
$227K home$1,242 rent6.6% yield
▲ 2.6% 1 yr
Jefferson City, MO
$275K home$1,010 rent4.4% yield
▲ 7.1% 1 yr
St. Joseph, MO
$212K home$1,004 rent5.7% yield
▲ 4.9% 1 yr
Cape Girardeau, MO
$226K home$1,013 rent5.4% yield
▲ 4.3% 1 yr
Branson, MO
$246K home$1,344 rent6.6% yield
▼ 0.6% 1 yr
Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.