Oxford housing market
Typical home value
$404K
▲ 2.8% 1 yr
Typical rent
$2,338/mo
▲ 3.5% 1 yr
12-month forecast
+2.6%
#194 of 546 metros
Gross rent yield
7.0%
#129 of 546 · U.S. 6.3%
Days to pending
79 days
▲ +20 days 1 yr
Listings with a price cut
23%
▲ +2.7 pts 1 yr
Key takeaways
- 1The typical home is worth $403,561, up 2.8% in a year and up 46% over five years.
- 2Zillow forecasts home values rising 2.6% over the next 12 months (U.S.: +1.1%).
- 3Typical rent is $2,338/mo (+3.5% YoY), a 7.0% gross yield, above the U.S. 6.3%.
- 4At 7.32% with 20% down, the typical home costs $2,218/mo in principal and interest, $120 less than renting.
- 5Homes go under contract in 79 days (+20 days vs last year); 23% of listings have had a price cut.
Market temperature
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 34/100, #387 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
How fast homes are selling
For saleNew listings
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Oxford compares
| Measure | Oxford | United States | Rank of 546 |
|---|---|---|---|
| Home value, 1-yr change | +2.8% | +1.2% | #226 |
| Home value, 5-yr change | +46.3% | +19.7% | |
| 12-month forecast | +2.6% | +1.1% | #194 |
| Rent, 1-yr change | +3.5% | +2.7% | #246 |
| Gross rent yield | 7.0% | 6.3% | #129 |
| Price-to-rent ratio | 14.4 | 15.8 | |
| Mortgage P&I on typical home | $2,218 | $2,012 | |
| Days to pending | 79 | 56 |
Cities in the Oxford metro
1 cities with home value and rent data.
| Oxford | $415K | ▲ 2.6% | $2,338 | ▲ 3.5% | 6.8% |
Run the numbers
Rental property calculator
Cash flow on a typical Oxford rental ($404K, $2,338/mo), pre-filled.
Mortgage calculator
Monthly payment on a typical Oxford home.
Rent vs buy
Is it cheaper to rent or buy in Oxford?
Other Mississippi metros
Jackson, MS
$212K home$1,470 rent8.3% yield
▲ 2.7% 1 yr
Gulfport, MS
$224K home$1,422 rent7.6% yield
▲ 1.9% 1 yr
Hattiesburg, MS
$214K home$1,303 rent7.3% yield
▲ 4.2% 1 yr
Tupelo, MS
$193K home$1,301 rent8.1% yield
▲ 6.7% 1 yr
Meridian, MS
$117K home$1,284 rent13.2% yield
▲ 0.1% 1 yr
Starkville, MS
$260K home$1,408 rent6.5% yield
▲ 4.8% 1 yr
Columbus, MS
$187K home$1,403 rent9.0% yield
▲ 3.3% 1 yr
Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.