Napa housing market

Buyer's marketNapa, CA metro areaData through Sep 2026
Typical home value
$869K
▼ 1.0% 1 yr
Typical rent
$2,906/mo
▲ 2.4% 1 yr
12-month forecast
+0.1%
#464 of 546 metros
Gross rent yield
4.0%
#510 of 546 · U.S. 6.3%
Days to pending
77 days
▲ +6 days 1 yr
Listings with a price cut
22%
▼ −0.2 pts 1 yr

Key takeaways

  • 1The typical home is worth $869,373, down 1.0% in a year and up 3% over five years.
  • 2Zillow forecasts home values rising 0.1% over the next 12 months (U.S.: +1.1%).
  • 3Typical rent is $2,906/mo (+2.4% YoY), a 4.0% gross yield, below the U.S. 6.3%.
  • 4At 7.32% with 20% down, the typical home costs $4,778/mo in principal and interest, $1,872 more than renting.
  • 5Homes go under contract in 77 days (+6 days vs last year); 22% of listings have had a price cut.
Market temperature
Buyer's market
Buyer'sNeutralSeller's

Zillow Market Heat Index: 40/100, #279 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.

Home values and rent

Typical home value
Latest $869K
$638K$728K$819K$909K2016201920222025
Typical monthly rent
Latest $2,906
$2,053$2,318$2,582$2,8472016201920222025

How fast homes are selling

Days to go under contract
Latest 77
27527610120182020202220242026
Share of listings with a price cut
Latest 21.9%
10.0%14.2%18.4%22.7%20182020202220242026
Homes for sale vs new listings
Latest 579
For saleNew listings
8626243861420182020202220242026
Share of homes sold above list price
Latest 25.5%
17.6%32.1%46.6%61.0%20182020202220242026

Affordability

Household income needed to buy vs rent
Latest $229K
To buy (20% down)To rent
$91K$141K$192K$242K201620182020202220242026

Source: Zillow Research (ZHVI, ZORI and market activity data).

How Napa compares

MeasureNapaUnited StatesRank of 546
Home value, 1-yr change−1.0%+1.2%#498
Home value, 5-yr change+2.6%+19.7%
12-month forecast+0.1%+1.1%#464
Rent, 1-yr change+2.4%+2.7%#373
Gross rent yield4.0%6.3%#510
Price-to-rent ratio24.915.8
Mortgage P&I on typical home$4,778$2,012
Income needed to buy$228,673$100,902
Days to pending7756

Cities in the Napa metro

1 cities with home value and rent data.

Napa$862K▼ 1.4%$2,815▲ 2.5%3.9%

Run the numbers

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Other California metros

Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.