Cincinnati housing market
Typical home value
$306K
▲ 2.2% 1 yr
Typical rent
$1,522/mo
▲ 2.8% 1 yr
12-month forecast
+3.0%
#133 of 546 metros
Gross rent yield
6.0%
#271 of 546 · U.S. 6.3%
Days to pending
30 days
▲ +5 days 1 yr
Listings with a price cut
33%
▲ +1.9 pts 1 yr
Key takeaways
- 1The typical home is worth $305,940, up 2.2% in a year and up 26% over five years.
- 2Zillow forecasts home values rising 3.0% over the next 12 months (U.S.: +1.1%).
- 3Typical rent is $1,522/mo (+2.8% YoY), a 6.0% gross yield, below the U.S. 6.3%.
- 4At 7.32% with 20% down, the typical home costs $1,681/mo in principal and interest, $159 more than renting.
- 5Homes go under contract in 30 days (+5 days vs last year); 33% of listings have had a price cut.
Market temperature
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 39/100, #291 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
How fast homes are selling
For saleNew listings
Affordability
To buy (20% down)To rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Cincinnati compares
| Measure | Cincinnati | United States | Rank of 546 |
|---|---|---|---|
| Home value, 1-yr change | +2.2% | +1.2% | #275 |
| Home value, 5-yr change | +26.3% | +19.7% | |
| 12-month forecast | +3.0% | +1.1% | #133 |
| Rent, 1-yr change | +2.8% | +2.7% | #333 |
| Gross rent yield | 6.0% | 6.3% | #271 |
| Price-to-rent ratio | 16.8 | 15.8 | |
| Mortgage P&I on typical home | $1,681 | $2,012 | |
| Income needed to buy | $86,403 | $100,902 | |
| Days to pending | 30 | 56 |
Cities in the Cincinnati metro
19 cities with home value and rent data.
| Cincinnati | $246K | ▲ 0.3% | $1,432 | ▲ 2.6% | 7.0% |
| Hamilton | $303K | ▲ 3.4% | $1,438 | ▲ 5.3% | 5.7% |
| Middletown | $260K | ▲ 3.1% | $1,287 | ▲ 2.8% | 5.9% |
| West Chester | $420K | ▲ 2.7% | $1,859 | ▲ 0.8% | 5.3% |
| Loveland | $444K | ▲ 2.4% | $1,739 | ▲ 3.5% | 4.7% |
| Mason | $504K | ▲ 1.3% | $2,118 | ▲ 0.8% | 5.0% |
| Florence | $288K | ▲ 0.7% | $1,522 | ▲ 2.4% | 6.3% |
| Fairfield | $283K | ▲ 3.5% | $1,357 | ▲ 4.1% | 5.7% |
| Covington | $217K | ▼ 0.2% | $1,513 | ▲ 5.8% | 8.4% |
| Lebanon | $402K | ▲ 2.3% | $1,969 | ▲ 0.8% | 5.9% |
| Batavia | $331K | ▲ 2.4% | $1,499 | ▲ 4.3% | 5.4% |
| Milford | $331K | ▲ 2.0% | $1,386 | ▲ 5.4% | 5.0% |
| Forest Park | $234K | ▲ 0.8% | $1,570 | ▲ 6.9% | 8.1% |
| Erlanger | $248K | ■ 0.0% | $1,318 | ▲ 5.0% | 6.4% |
| Norwood | $242K | ▼ 1.0% | $1,259 | ▲ 4.6% | 6.2% |
| Newport | $242K | ▼ 0.8% | $1,560 | ▲ 4.4% | 7.7% |
| Reading | $229K | ▲ 1.3% | $1,045 | ▲ 1.9% | 5.5% |
| Springdale | $234K | ▲ 1.3% | $1,746 | ▲ 1.1% | 8.9% |
| Dayton | $199K | ▼ 1.1% | $2,015 | ▲ 6.1% | 12.2% |
Run the numbers
Rental property calculator
Cash flow on a typical Cincinnati rental ($306K, $1,522/mo), pre-filled.
Mortgage calculator
Monthly payment on a typical Cincinnati home.
Rent vs buy
Is it cheaper to rent or buy in Cincinnati?
Renting out a property in Ohio? See deposit limits, late fee rules and notice periods.
Other Ohio metros
Columbus, OH
$327K home$1,525 rent5.6% yield
▲ 1.3% 1 yr
Cleveland, OH
$250K home$1,440 rent6.9% yield
▲ 3.9% 1 yr
Akron, OH
$240K home$1,306 rent6.5% yield
▲ 4.0% 1 yr
Toledo, OH
$202K home$1,264 rent7.5% yield
▲ 3.3% 1 yr
Youngstown, OH
$175K home$1,047 rent7.2% yield
▲ 4.8% 1 yr
Canton, OH
$218K home$1,141 rent6.3% yield
▲ 4.5% 1 yr
Huntington, WV
$166K home$1,086 rent7.8% yield
▲ 1.5% 1 yr
Wheeling, WV
$141K home$864 rent7.3% yield
▲ 2.8% 1 yr
Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.