Cincinnati, OH housing market
Typical home value
$246K
▲ 0.3% 1 yr
Typical rent
$1,432/mo
▲ 2.6% 1 yr
Gross rent yield
7.0%
U.S. 6.3%
5-year home value change
+21%
U.S. +20%
Key takeaways
- 1The typical home in Cincinnati is worth $245,743, up 0.3% over the past year and up 21% over five years.
- 2Typical rent is $1,432 a month (+2.6% YoY), a gross rent yield of 7.0% (above the Cincinnati, OH metro's 6.0%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $1,350/mo, $82 less than typical rent.
- 4Zillow forecasts the Cincinnati, OH metro's home values to change +3.0% over the next 12 months.
Market temperature (Cincinnati, OH metro)
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 39/100, #291 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Cincinnati compares
| Measure | Cincinnati | Cincinnati, OH metro | United States |
|---|---|---|---|
| Typical home value | $245,743 | $305,940 | $366,157 |
| Home value, 1-yr change | +0.3% | +2.2% | +1.2% |
| Typical rent | $1,432 | $1,522 | $1,932 |
| Rent, 1-yr change | +2.6% | +2.8% | +2.7% |
| Gross rent yield | 7.0% | 6.0% | 6.3% |
| Price-to-rent ratio | 14.3 | 16.8 | 15.8 |
| Mortgage P&I, typical home | $1,350 | $1,681 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Cincinnati rental, pre-filled.
Rent vs buy in Cincinnati
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $246K home.
Landlord in Ohio? See Ohio deposit, late fee and notice rules.
Other cities in the Cincinnati, OH metro
Hamilton, OH
$303K home$1,438 rent
▲ 3.4% 1 yr
Middletown, OH
$260K home$1,287 rent
▲ 3.1% 1 yr
West Chester, OH
$420K home$1,859 rent
▲ 2.7% 1 yr
Loveland, OH
$444K home$1,739 rent
▲ 2.4% 1 yr
Mason, OH
$504K home$2,118 rent
▲ 1.3% 1 yr
Florence, KY
$288K home$1,522 rent
▲ 0.7% 1 yr
Fairfield, OH
$283K home$1,357 rent
▲ 3.5% 1 yr
Covington, KY
$217K home$1,513 rent
▼ 0.2% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.