Temple, TX housing market
Typical home value
$244K
▼ 3.0% 1 yr
Typical rent
$1,383/mo
▲ 0.4% 1 yr
Gross rent yield
6.8%
U.S. 6.3%
5-year home value change
+9%
U.S. +20%
Key takeaways
- 1The typical home in Temple is worth $243,946, down 3.0% over the past year and up 9% over five years.
- 2Typical rent is $1,383 a month (+0.4% YoY), a gross rent yield of 6.8% (above the Killeen, TX metro's 6.3%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $1,341/mo, $42 less than typical rent.
- 4Zillow forecasts the Killeen, TX metro's home values to change −0.6% over the next 12 months.
Market temperature (Killeen, TX metro)
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 29/100, #450 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Temple compares
| Measure | Temple | Killeen, TX metro | United States |
|---|---|---|---|
| Typical home value | $243,946 | $248,024 | $366,157 |
| Home value, 1-yr change | −3.0% | −1.5% | +1.2% |
| Typical rent | $1,383 | $1,308 | $1,932 |
| Rent, 1-yr change | +0.4% | −0.2% | +2.7% |
| Gross rent yield | 6.8% | 6.3% | 6.3% |
| Price-to-rent ratio | 14.7 | 15.8 | 15.8 |
| Mortgage P&I, typical home | $1,341 | $1,363 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Temple rental, pre-filled.
Rent vs buy in Temple
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $244K home.
Landlord in Texas? See Texas deposit, late fee and notice rules.
Other cities in the Killeen, TX metro
Killeen, TX
$217K home$1,259 rent
▼ 1.2% 1 yr
Belton, TX
$312K home$1,557 rent
▼ 1.8% 1 yr
Copperas Cove, TX
$225K home$1,196 rent
▲ 0.3% 1 yr
Harker Heights, TX
$296K home$1,459 rent
▲ 0.5% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.