Saginaw, TX housing market
Typical home value
$295K
▼ 1.6% 1 yr
Typical rent
$1,857/mo
▲ 0.3% 1 yr
Gross rent yield
7.6%
U.S. 6.3%
5-year home value change
+9%
U.S. +20%
Key takeaways
- 1The typical home in Saginaw is worth $294,835, down 1.6% over the past year and up 9% over five years.
- 2Typical rent is $1,857 a month (+0.3% YoY), a gross rent yield of 7.6% (above the Dallas, TX metro's 5.6%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $1,620/mo, $237 less than typical rent.
- 4Zillow forecasts the Dallas, TX metro's home values to change −0.9% over the next 12 months.
Market temperature (Dallas, TX metro)
Strong buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 27/100, #476 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Saginaw compares
| Measure | Saginaw | Dallas, TX metro | United States |
|---|---|---|---|
| Typical home value | $294,835 | $358,242 | $366,157 |
| Home value, 1-yr change | −1.6% | −2.0% | +1.2% |
| Typical rent | $1,857 | $1,659 | $1,932 |
| Rent, 1-yr change | +0.3% | +0.7% | +2.7% |
| Gross rent yield | 7.6% | 5.6% | 6.3% |
| Price-to-rent ratio | 13.2 | 18.0 | 15.8 |
| Mortgage P&I, typical home | $1,620 | $1,969 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Saginaw rental, pre-filled.
Rent vs buy in Saginaw
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $295K home.
Landlord in Texas? See Texas deposit, late fee and notice rules.
Other cities in the Dallas, TX metro
Dallas, TX
$303K home$1,604 rent
▼ 1.4% 1 yr
Fort Worth, TX
$293K home$1,612 rent
▼ 1.6% 1 yr
Arlington, TX
$306K home$1,468 rent
▼ 0.5% 1 yr
Plano, TX
$498K home$1,736 rent
▼ 3.3% 1 yr
Irving, TX
$338K home$1,595 rent
▼ 0.1% 1 yr
Garland, TX
$281K home$1,560 rent
▼ 2.9% 1 yr
Frisco, TX
$640K home$1,840 rent
▼ 3.9% 1 yr
McKinney, TX
$473K home$1,741 rent
▼ 5.1% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.