Stillwater, OK housing market

Payne CountyStillwater, OK metroData through Sep 2026
Typical home value
$267K
▲ 4.4% 1 yr
Typical rent
$1,358/mo
▲ 6.2% 1 yr
Gross rent yield
6.1%
U.S. 6.3%
5-year home value change
+24%
U.S. +20%

Key takeaways

  • 1The typical home in Stillwater is worth $267,261, up 4.4% over the past year and up 24% over five years.
  • 2Typical rent is $1,358 a month (+6.2% YoY), a gross rent yield of 6.1% (below the Stillwater, OK metro's 6.3%).
  • 3With 20% down at 7.32%, principal and interest on the typical home is about $1,469/mo, $111 more than typical rent.
  • 4Zillow forecasts the Stillwater, OK metro's home values to change +2.9% over the next 12 months.
Market temperature (Stillwater, OK metro)
Neutral market
Buyer'sNeutralSeller's

Zillow Market Heat Index: 47/100, #188 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.

Home values and rent

Typical home value, Stillwater
Latest $267K
$173K$203K$232K$261K2016201920222025
Typical monthly rent, Stillwater
Latest $1,358
$919$1,055$1,191$1,3272020202220242026

Source: Zillow Research (ZHVI, ZORI and market activity data).

How Stillwater compares

MeasureStillwaterStillwater, OK metroUnited States
Typical home value$267,261$241,954$366,157
Home value, 1-yr change+4.4%+4.1%+1.2%
Typical rent$1,358$1,261$1,932
Rent, 1-yr change+6.2%+6.1%+2.7%
Gross rent yield6.1%6.3%6.3%
Price-to-rent ratio16.416.015.8
Mortgage P&I, typical home$1,469$1,330$2,012

Run the numbers

Stillwater, OK metro report →Oklahoma housing market →

City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.