Winter Haven, FL housing market
Typical home value
$272K
▼ 2.3% 1 yr
Typical rent
$1,686/mo
▲ 2.2% 1 yr
Gross rent yield
7.4%
U.S. 6.3%
5-year home value change
+14%
U.S. +20%
Key takeaways
- 1The typical home in Winter Haven is worth $271,922, down 2.3% over the past year and up 14% over five years.
- 2Typical rent is $1,686 a month (+2.2% YoY), a gross rent yield of 7.4% (above the Lakeland, FL metro's 7.4%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $1,494/mo, $192 less than typical rent.
- 4Zillow forecasts the Lakeland, FL metro's home values to change −1.2% over the next 12 months.
Market temperature (Lakeland, FL metro)
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 32/100, #408 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Winter Haven compares
| Measure | Winter Haven | Lakeland, FL metro | United States |
|---|---|---|---|
| Typical home value | $271,922 | $295,502 | $366,157 |
| Home value, 1-yr change | −2.3% | −2.2% | +1.2% |
| Typical rent | $1,686 | $1,814 | $1,932 |
| Rent, 1-yr change | +2.2% | +0.9% | +2.7% |
| Gross rent yield | 7.4% | 7.4% | 6.3% |
| Price-to-rent ratio | 13.4 | 13.6 | 15.8 |
| Mortgage P&I, typical home | $1,494 | $1,624 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Winter Haven rental, pre-filled.
Rent vs buy in Winter Haven
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $272K home.
Landlord in Florida? See Florida deposit, late fee and notice rules.
Other cities in the Lakeland, FL metro
Lakeland, FL
$309K home$1,687 rent
▼ 1.2% 1 yr
Davenport, FL
$339K home$1,978 rent
▼ 3.3% 1 yr
Haines City, FL
$293K home$2,011 rent
▼ 2.9% 1 yr
Lake Wales, FL
$240K home$1,512 rent
▼ 2.1% 1 yr
Auburndale, FL
$304K home$1,741 rent
▼ 1.2% 1 yr
Bartow, FL
$276K home$1,785 rent
▼ 0.1% 1 yr
Mulberry, FL
$284K home$1,760 rent
▼ 1.2% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.