Fernandina Beach, FL housing market
Typical home value
$612K
▲ 0.3% 1 yr
Typical rent
$2,267/mo
▲ 2.8% 1 yr
Gross rent yield
4.4%
U.S. 6.3%
5-year home value change
+25%
U.S. +20%
Key takeaways
- 1The typical home in Fernandina Beach is worth $612,383, up 0.3% over the past year and up 25% over five years.
- 2Typical rent is $2,267 a month (+2.8% YoY), a gross rent yield of 4.4% (below the Jacksonville, FL metro's 5.8%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $3,365/mo, $1,098 more than typical rent.
- 4Zillow forecasts the Jacksonville, FL metro's home values to change −0.5% over the next 12 months.
Market temperature (Jacksonville, FL metro)
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 36/100, #341 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Fernandina Beach compares
| Measure | Fernandina Beach | Jacksonville, FL metro | United States |
|---|---|---|---|
| Typical home value | $612,383 | $350,574 | $366,157 |
| Home value, 1-yr change | +0.3% | −0.1% | +1.2% |
| Typical rent | $2,267 | $1,680 | $1,932 |
| Rent, 1-yr change | +2.8% | +2.2% | +2.7% |
| Gross rent yield | 4.4% | 5.8% | 6.3% |
| Price-to-rent ratio | 22.5 | 17.4 | 15.8 |
| Mortgage P&I, typical home | $3,365 | $1,927 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Fernandina Beach rental, pre-filled.
Rent vs buy in Fernandina Beach
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $612K home.
Landlord in Florida? See Florida deposit, late fee and notice rules.
Other cities in the Jacksonville, FL metro
Jacksonville, FL
$285K home$1,589 rent
▼ 0.4% 1 yr
Saint Augustine, FL
$433K home$1,982 rent
▼ 1.2% 1 yr
Orange Park, FL
$311K home$1,605 rent
▼ 0.7% 1 yr
Middleburg, FL
$325K home$1,940 rent
▼ 0.5% 1 yr
Fleming Island, FL
$442K home$2,025 rent
▲ 0.2% 1 yr
Green Cove Springs, FL
$340K home$2,209 rent
▼ 0.5% 1 yr
Ponte Vedra Beach, FL
$825K home$2,546 rent
▲ 2.3% 1 yr
Yulee, FL
$389K home$2,090 rent
▲ 0.9% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.