Cullman housing market
Typical home value
$252K
▲ 3.1% 1 yr
Typical rent
$1,419/mo
▲ 3.2% 1 yr
12-month forecast
+2.1%
#263 of 546 metros
Gross rent yield
6.8%
#157 of 546 · U.S. 6.3%
Days to pending
96 days
▲ +25 days 1 yr
Listings with a price cut
23%
▼ −0.1 pts 1 yr
Key takeaways
- 1The typical home is worth $252,048, up 3.1% in a year and up 19% over five years.
- 2Zillow forecasts home values rising 2.1% over the next 12 months (U.S.: +1.1%).
- 3Typical rent is $1,419/mo (+3.2% YoY), a 6.8% gross yield, above the U.S. 6.3%.
- 4At 7.32% with 20% down, the typical home costs $1,385/mo in principal and interest, $34 less than renting.
- 5Homes go under contract in 96 days (+25 days vs last year); 23% of listings have had a price cut.
Market temperature
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 42/100, #254 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
How fast homes are selling
For saleNew listings
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Cullman compares
| Measure | Cullman | United States | Rank of 546 |
|---|---|---|---|
| Home value, 1-yr change | +3.1% | +1.2% | #187 |
| Home value, 5-yr change | +19.2% | +19.7% | |
| 12-month forecast | +2.1% | +1.1% | #263 |
| Rent, 1-yr change | +3.2% | +2.7% | #283 |
| Gross rent yield | 6.8% | 6.3% | #157 |
| Price-to-rent ratio | 14.8 | 15.8 | |
| Mortgage P&I on typical home | $1,385 | $2,012 | |
| Days to pending | 96 | 56 |
Run the numbers
Rental property calculator
Cash flow on a typical Cullman rental ($252K, $1,419/mo), pre-filled.
Mortgage calculator
Monthly payment on a typical Cullman home.
Rent vs buy
Is it cheaper to rent or buy in Cullman?
Other Alabama metros
Birmingham, AL
$261K home$1,404 rent6.5% yield
▲ 2.4% 1 yr
Huntsville, AL
$314K home$1,387 rent5.3% yield
▲ 1.1% 1 yr
Mobile, AL
$195K home$1,280 rent7.9% yield
▲ 0.5% 1 yr
Montgomery, AL
$212K home$1,383 rent7.8% yield
▲ 3.6% 1 yr
Tuscaloosa, AL
$239K home$1,668 rent8.4% yield
▲ 0.6% 1 yr
Daphne, AL
$371K home$1,701 rent5.5% yield
▲ 0.1% 1 yr
Auburn, AL
$351K home$1,595 rent5.5% yield
▲ 4.1% 1 yr
Decatur, AL
$227K home$1,082 rent5.7% yield
▲ 0.6% 1 yr
Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.