Chambersburg housing market
Typical home value
$290K
▲ 1.6% 1 yr
Typical rent
$1,335/mo
▲ 0.7% 1 yr
12-month forecast
+1.9%
#297 of 546 metros
Gross rent yield
5.5%
#337 of 546 · U.S. 6.3%
Days to pending
37 days
▲ +6 days 1 yr
Listings with a price cut
29%
▲ +0.5 pts 1 yr
Key takeaways
- 1The typical home is worth $289,565, up 1.6% in a year and up 21% over five years.
- 2Zillow forecasts home values rising 1.9% over the next 12 months (U.S.: +1.1%).
- 3Typical rent is $1,335/mo (+0.7% YoY), a 5.5% gross yield, below the U.S. 6.3%.
- 4At 7.32% with 20% down, the typical home costs $1,591/mo in principal and interest, $256 more than renting.
- 5Homes go under contract in 37 days (+6 days vs last year); 29% of listings have had a price cut.
Market temperature
Neutral market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 51/100, #123 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
How fast homes are selling
For saleNew listings
Affordability
To buy (20% down)To rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Chambersburg compares
| Measure | Chambersburg | United States | Rank of 546 |
|---|---|---|---|
| Home value, 1-yr change | +1.6% | +1.2% | #317 |
| Home value, 5-yr change | +21.5% | +19.7% | |
| 12-month forecast | +1.9% | +1.1% | #297 |
| Rent, 1-yr change | +0.7% | +2.7% | #494 |
| Gross rent yield | 5.5% | 6.3% | #337 |
| Price-to-rent ratio | 18.1 | 15.8 | |
| Mortgage P&I on typical home | $1,591 | $2,012 | |
| Income needed to buy | $81,961 | $100,902 | |
| Days to pending | 37 | 56 |
Cities in the Chambersburg metro
1 cities with home value and rent data.
| Chambersburg | $288K | ▲ 1.1% | $1,287 | ▲ 3.0% | 5.4% |
Run the numbers
Rental property calculator
Cash flow on a typical Chambersburg rental ($290K, $1,335/mo), pre-filled.
Mortgage calculator
Monthly payment on a typical Chambersburg home.
Rent vs buy
Is it cheaper to rent or buy in Chambersburg?
Renting out a property in Pennsylvania? See deposit limits, late fee rules and notice periods.
Other Pennsylvania metros
Philadelphia, PA
$386K home$1,903 rent5.9% yield
▲ 2.5% 1 yr
Pittsburgh, PA
$228K home$1,467 rent7.7% yield
▲ 0.2% 1 yr
Allentown, PA
$363K home$1,841 rent6.1% yield
▲ 3.2% 1 yr
Harrisburg, PA
$307K home$1,481 rent5.8% yield
▲ 2.6% 1 yr
Scranton, PA
$234K home$1,362 rent7.0% yield
▲ 2.3% 1 yr
Lancaster, PA
$386K home$1,575 rent4.9% yield
▲ 4.3% 1 yr
York, PA
$309K home$1,380 rent5.4% yield
▲ 3.4% 1 yr
Reading, PA
$311K home$1,551 rent6.0% yield
▲ 3.5% 1 yr
Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.