Atlantic City housing market

Buyer's marketAtlantic City, NJ metro areaData through Sep 2026
Typical home value
$383K
▲ 4.0% 1 yr
Typical rent
$2,049/mo
▲ 6.6% 1 yr
12-month forecast
+3.0%
#134 of 546 metros
Gross rent yield
6.4%
#197 of 546 · U.S. 6.3%
Days to pending
65 days
▲ +9 days 1 yr
Listings with a price cut
22%
▲ +1.5 pts 1 yr

Key takeaways

  • 1The typical home is worth $383,091, up 4.0% in a year and up 43% over five years.
  • 2Zillow forecasts home values rising 3.0% over the next 12 months (U.S.: +1.1%).
  • 3Typical rent is $2,049/mo (+6.6% YoY), a 6.4% gross yield, above the U.S. 6.3%.
  • 4At 7.32% with 20% down, the typical home costs $2,105/mo in principal and interest, $56 more than renting.
  • 5Homes go under contract in 65 days (+9 days vs last year); 22% of listings have had a price cut.
Market temperature
Buyer's market
Buyer'sNeutralSeller's

Zillow Market Heat Index: 42/100, #248 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.

Home values and rent

Typical home value
Latest $383K
$187K$248K$309K$369K2016201920222025
Typical monthly rent
Latest $2,049
$1,069$1,375$1,680$1,9862016201920222025

How fast homes are selling

Days to go under contract
Latest 65
40638510820182020202220242026
Share of listings with a price cut
Latest 22.4%
9.2%13.4%17.7%21.9%20182020202220242026
Homes for sale vs new listings
Latest 1,550
For saleNew listings
4321,2852,1382,99120182020202220242026
Share of homes sold above list price
Latest 26.4%
16.1%25.8%35.5%45.2%20182020202220242026

Affordability

Household income needed to buy vs rent
Latest $113K
To buy (20% down)To rent
$45K$66K$87K$108K201620182020202220242026

Source: Zillow Research (ZHVI, ZORI and market activity data).

How Atlantic City compares

MeasureAtlantic CityUnited StatesRank of 546
Home value, 1-yr change+4.0%+1.2%#123
Home value, 5-yr change+42.9%+19.7%
12-month forecast+3.0%+1.1%#134
Rent, 1-yr change+6.6%+2.7%#63
Gross rent yield6.4%6.3%#197
Price-to-rent ratio15.615.8
Mortgage P&I on typical home$2,105$2,012
Income needed to buy$112,567$100,902
Days to pending6556

Cities in the Atlantic City metro

3 cities with home value and rent data.

Atlantic City$219K▲ 3.1%$1,812▲ 0.2%9.9%
Ventnor City$651K▲ 11.7%$1,973▲ 36.8%3.6%
Margate City$1.15M▲ 13.7%$1,858▲ 21.1%1.9%

Run the numbers

Other New Jersey metros

Gross yield = 12 × typical rent ÷ typical home value, before expenses. Mortgage estimate: 20% down, 30-year fixed at the current Freddie Mac average, principal and interest only. Forecast: Zillow Home Value Forecast. Data refreshed Oct 26, 2026.