Middletown, NY housing market
Typical home value
$417K
▲ 3.9% 1 yr
Typical rent
$2,442/mo
▲ 6.5% 1 yr
Gross rent yield
7.0%
U.S. 6.3%
5-year home value change
+38%
U.S. +20%
Key takeaways
- 1The typical home in Middletown is worth $416,769, up 3.9% over the past year and up 38% over five years.
- 2Typical rent is $2,442 a month (+6.5% YoY), a gross rent yield of 7.0%.
- 3With 20% down at 7.32%, principal and interest on the typical home is about $2,290/mo, $152 less than typical rent.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Middletown compares
| Measure | Middletown | United States |
|---|---|---|
| Typical home value | $416,769 | $366,157 |
| Home value, 1-yr change | +3.9% | +1.2% |
| Typical rent | $2,442 | $1,932 |
| Rent, 1-yr change | +6.5% | +2.7% |
| Gross rent yield | 7.0% | 6.3% |
| Price-to-rent ratio | 14.2 | 15.8 |
| Mortgage P&I, typical home | $2,290 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Middletown rental, pre-filled.
Rent vs buy in Middletown
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $417K home.
Landlord in New York? See New York deposit, late fee and notice rules.
Other New York cities
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$826K home$4,089 rent
▲ 4.3% 1 yr
Buffalo, NY
$244K home$1,421 rent
▲ 2.6% 1 yr
Rochester, NY
$240K home$1,454 rent
▲ 4.7% 1 yr
Yonkers, NY
$702K home$2,765 rent
▲ 7.3% 1 yr
Syracuse, NY
$223K home$1,566 rent
▲ 5.5% 1 yr
Schenectady, NY
$331K home$1,517 rent
▲ 5.1% 1 yr
Albany, NY
$332K home$1,664 rent
▲ 4.2% 1 yr
White Plains, NY
$802K home$3,301 rent
▲ 6.5% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.