Ellicott City, MD housing market
Typical home value
$726K
▲ 1.0% 1 yr
Typical rent
$2,596/mo
▲ 3.2% 1 yr
Gross rent yield
4.3%
U.S. 6.3%
5-year home value change
+18%
U.S. +20%
Key takeaways
- 1The typical home in Ellicott City is worth $725,922, up 1.0% over the past year and up 18% over five years.
- 2Typical rent is $2,596 a month (+3.2% YoY), a gross rent yield of 4.3% (below the Baltimore, MD metro's 5.9%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $3,989/mo, $1,393 more than typical rent.
- 4Zillow forecasts the Baltimore, MD metro's home values to change +0.6% over the next 12 months.
Market temperature (Baltimore, MD metro)
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 41/100, #259 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Ellicott City compares
| Measure | Ellicott City | Baltimore, MD metro | United States |
|---|---|---|---|
| Typical home value | $725,922 | $396,959 | $366,157 |
| Home value, 1-yr change | +1.0% | +0.4% | +1.2% |
| Typical rent | $2,596 | $1,937 | $1,932 |
| Rent, 1-yr change | +3.2% | +2.7% | +2.7% |
| Gross rent yield | 4.3% | 5.9% | 6.3% |
| Price-to-rent ratio | 23.3 | 17.1 | 15.8 |
| Mortgage P&I, typical home | $3,989 | $2,181 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Ellicott City rental, pre-filled.
Rent vs buy in Ellicott City
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $726K home.
Other cities in the Baltimore, MD metro
Baltimore, MD
$185K home$1,762 rent
▼ 3.7% 1 yr
Columbia, MD
$502K home$2,278 rent
▲ 0.5% 1 yr
Annapolis, MD
$622K home$2,344 rent
▲ 2.4% 1 yr
Glen Burnie, MD
$391K home$1,729 rent
▲ 0.1% 1 yr
Bel Air, MD
$457K home$2,085 rent
▲ 0.9% 1 yr
Dundalk, MD
$218K home$1,460 rent
▼ 1.8% 1 yr
Towson, MD
$471K home$1,871 rent
▲ 2.6% 1 yr
Pasadena, MD
$451K home$2,543 rent
▲ 0.2% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.