Gardner, MA housing market
Typical home value
$373K
▲ 1.5% 1 yr
Typical rent
$1,676/mo
▲ 3.9% 1 yr
Gross rent yield
5.4%
U.S. 6.3%
5-year home value change
+33%
U.S. +20%
Key takeaways
- 1The typical home in Gardner is worth $373,424, up 1.5% over the past year and up 33% over five years.
- 2Typical rent is $1,676 a month (+3.9% YoY), a gross rent yield of 5.4% (above the Worcester, MA metro's 5.3%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $2,052/mo, $376 more than typical rent.
- 4Zillow forecasts the Worcester, MA metro's home values to change +1.7% over the next 12 months.
Market temperature (Worcester, MA metro)
Buyer's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 42/100, #245 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Gardner compares
| Measure | Gardner | Worcester, MA metro | United States |
|---|---|---|---|
| Typical home value | $373,424 | $476,551 | $366,157 |
| Home value, 1-yr change | +1.5% | +2.1% | +1.2% |
| Typical rent | $1,676 | $2,105 | $1,932 |
| Rent, 1-yr change | +3.9% | +1.4% | +2.7% |
| Gross rent yield | 5.4% | 5.3% | 6.3% |
| Price-to-rent ratio | 18.6 | 18.9 | 15.8 |
| Mortgage P&I, typical home | $2,052 | $2,619 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Gardner rental, pre-filled.
Rent vs buy in Gardner
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $373K home.
Other cities in the Worcester, MA metro
Worcester, MA
$433K home$2,122 rent
▲ 1.6% 1 yr
Leominster, MA
$467K home$1,885 rent
▲ 1.6% 1 yr
Fitchburg, MA
$400K home$1,859 rent
▲ 1.4% 1 yr
Shrewsbury, MA
$686K home$2,350 rent
▲ 0.5% 1 yr
Milford, MA
$557K home$2,281 rent
▲ 2.6% 1 yr
Westborough, MA
$727K home$2,526 rent
▲ 0.1% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.