Cambridge, MA housing market
Typical home value
$1.02M
▼ 0.5% 1 yr
Typical rent
$3,438/mo
▲ 2.8% 1 yr
Gross rent yield
4.0%
U.S. 6.3%
5-year home value change
+7%
U.S. +20%
Key takeaways
- 1The typical home in Cambridge is worth $1,019,246, down 0.5% over the past year and up 7% over five years.
- 2Typical rent is $3,438 a month (+2.8% YoY), a gross rent yield of 4.0% (below the Boston, MA metro's 4.9%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $5,601/mo, $2,163 more than typical rent.
- 4Zillow forecasts the Boston, MA metro's home values to change +1.4% over the next 12 months.
Market temperature (Boston, MA metro)
Neutral market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 48/100, #161 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Cambridge compares
| Measure | Cambridge | Boston, MA metro | United States |
|---|---|---|---|
| Typical home value | $1,019,246 | $725,639 | $366,157 |
| Home value, 1-yr change | −0.5% | +2.1% | +1.2% |
| Typical rent | $3,438 | $2,987 | $1,932 |
| Rent, 1-yr change | +2.8% | +2.3% | +2.7% |
| Gross rent yield | 4.0% | 4.9% | 6.3% |
| Price-to-rent ratio | 24.7 | 20.2 | 15.8 |
| Mortgage P&I, typical home | $5,601 | $3,988 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Cambridge rental, pre-filled.
Rent vs buy in Cambridge
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $1.02M home.
Other cities in the Boston, MA metro
Boston, MA
$761K home$3,271 rent
▼ 1.6% 1 yr
Lowell, MA
$482K home$2,252 rent
▲ 1.1% 1 yr
Brockton, MA
$505K home$2,289 rent
▲ 2.1% 1 yr
Lynn, MA
$577K home$2,342 rent
▲ 0.7% 1 yr
Newton, MA
$1.48M home$3,358 rent
▲ 1.9% 1 yr
Quincy, MA
$674K home$2,712 rent
▲ 2.1% 1 yr
Lawrence, MA
$510K home$2,372 rent
▲ 2.4% 1 yr
Somerville, MA
$920K home$3,428 rent
▲ 0.1% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.