Louisville, KY housing market
Typical home value
$261K
▲ 1.3% 1 yr
Typical rent
$1,330/mo
▲ 2.1% 1 yr
Gross rent yield
6.1%
U.S. 6.3%
5-year home value change
+22%
U.S. +20%
Key takeaways
- 1The typical home in Louisville is worth $261,376, up 1.3% over the past year and up 22% over five years.
- 2Typical rent is $1,330 a month (+2.1% YoY), a gross rent yield of 6.1%.
- 3With 20% down at 7.32%, principal and interest on the typical home is about $1,436/mo, $106 more than typical rent.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Louisville compares
| Measure | Louisville | United States |
|---|---|---|
| Typical home value | $261,376 | $366,157 |
| Home value, 1-yr change | +1.3% | +1.2% |
| Typical rent | $1,330 | $1,932 |
| Rent, 1-yr change | +2.1% | +2.7% |
| Gross rent yield | 6.1% | 6.3% |
| Price-to-rent ratio | 16.4 | 15.8 |
| Mortgage P&I, typical home | $1,436 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Louisville rental, pre-filled.
Rent vs buy in Louisville
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $261K home.
Other Kentucky cities
Lexington, KY
$331K home$1,631 rent
▲ 3.4% 1 yr
Bowling Green, KY
$280K home$1,240 rent
▲ 0.1% 1 yr
Owensboro, KY
$213K home$1,259 rent
▲ 4.8% 1 yr
Richmond, KY
$299K home$1,109 rent
▲ 1.2% 1 yr
Elizabethtown, KY
$266K home$1,339 rent
▼ 2.5% 1 yr
Florence, KY
$288K home$1,522 rent
▲ 0.7% 1 yr
Frankfort, KY
$249K home$989 rent
■ 0.0% 1 yr
Georgetown, KY
$342K home$1,581 rent
▲ 4.0% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.