Saratoga, CA housing market
Typical home value
$3.97M
▲ 4.2% 1 yr
Typical rent
$6,140/mo
▲ 7.9% 1 yr
Gross rent yield
1.9%
U.S. 6.3%
5-year home value change
+28%
U.S. +20%
Key takeaways
- 1The typical home in Saratoga is worth $3,974,406, up 4.2% over the past year and up 28% over five years.
- 2Typical rent is $6,140 a month (+7.9% YoY), a gross rent yield of 1.9% (below the San Jose, CA metro's 3.0%).
- 3With 20% down at 7.32%, principal and interest on the typical home is about $21,841/mo, $15,701 more than typical rent.
- 4Zillow forecasts the San Jose, CA metro's home values to change +1.9% over the next 12 months.
Market temperature (San Jose, CA metro)
Seller's market
Buyer'sNeutralSeller's
Zillow Market Heat Index: 58/100, #49 hottest of 546 metros. Below 44 favors buyers; above 55 favors sellers.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Saratoga compares
| Measure | Saratoga | San Jose, CA metro | United States |
|---|---|---|---|
| Typical home value | $3,974,406 | $1,523,615 | $366,157 |
| Home value, 1-yr change | +4.2% | +0.2% | +1.2% |
| Typical rent | $6,140 | $3,812 | $1,932 |
| Rent, 1-yr change | +7.9% | +8.3% | +2.7% |
| Gross rent yield | 1.9% | 3.0% | 6.3% |
| Price-to-rent ratio | 53.9 | 33.3 | 15.8 |
| Mortgage P&I, typical home | $21,841 | $8,373 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Saratoga rental, pre-filled.
Rent vs buy in Saratoga
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $3.97M home.
Landlord in California? See California deposit, late fee and notice rules.
Other cities in the San Jose, CA metro
San Jose, CA
$1.35M home$3,582 rent
▼ 0.5% 1 yr
Sunnyvale, CA
$2.01M home$3,972 rent
▲ 1.0% 1 yr
Santa Clara, CA
$1.64M home$3,958 rent
▲ 0.5% 1 yr
Mountain View, CA
$1.93M home$4,535 rent
▲ 2.5% 1 yr
Milpitas, CA
$1.39M home$3,614 rent
▼ 1.2% 1 yr
Palo Alto, CA
$3.59M home$4,558 rent
▲ 5.9% 1 yr
Gilroy, CA
$1.04M home$3,099 rent
▲ 1.0% 1 yr
Cupertino, CA
$2.96M home$4,307 rent
▲ 2.9% 1 yr
City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.