Cottonwood, AZ housing market
Typical home value
$389K
▼ 0.1% 1 yr
Typical rent
$1,848/mo
▲ 3.0% 1 yr
Gross rent yield
5.7%
U.S. 6.3%
5-year home value change
+14%
U.S. +20%
Key takeaways
- 1The typical home in Cottonwood is worth $388,792, down 0.1% over the past year and up 14% over five years.
- 2Typical rent is $1,848 a month (+3.0% YoY), a gross rent yield of 5.7%.
- 3With 20% down at 7.32%, principal and interest on the typical home is about $2,137/mo, $289 more than typical rent.
Home values and rent
Source: Zillow Research (ZHVI, ZORI and market activity data).
How Cottonwood compares
| Measure | Cottonwood | United States |
|---|---|---|
| Typical home value | $388,792 | $366,157 |
| Home value, 1-yr change | −0.1% | +1.2% |
| Typical rent | $1,848 | $1,932 |
| Rent, 1-yr change | +3.0% | +2.7% |
| Gross rent yield | 5.7% | 6.3% |
| Price-to-rent ratio | 17.5 | 15.8 |
| Mortgage P&I, typical home | $2,137 | $2,012 |
Run the numbers
Rental property calculator
Cash flow on a typical Cottonwood rental, pre-filled.
Rent vs buy in Cottonwood
Which costs less over the years you'll stay.
Mortgage calculator
Monthly payment on a $389K home.
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City figures are Zillow's typical home value (ZHVI) and observed rent (ZORI). Gross yield is before expenses. Data refreshed Oct 26, 2026.